Smartphone Financing Solution for Risk Mitigation with Odyssey
Odyssey enables financial institutions, NBFCs, and telcos to securely lock financed smartphones, reshaping repayment behaviors with customer engagement tools. We support expansion into new-to-credit and underserved segments with built-in risk mitigation while helping you grow your smartphone financing business.
- 67% Reduction in NPLs
- 80% Decreased manual follow-ups
- 4x Increased repayment rates
Driving the Global Smartphone Financing Market
Odyssey, Datacultr's smartphone financing solution, eliminates the challenges in cell phone financing with advanced device-level technology.
Locking Technology
Device lock for financing, SIM lock & Network lock for telco bundling, and Auto lock to take care of offline scenarios, all ensuring timely repayment and contract adherence.
Customer Engagement Tools
Direct to device Video Messages, TruCall, TruPromise, Wallpaper Reminder, and more to orchestrate the complete repayment journey across customer stages.
Skip Tracing
TruNumber and TruLocate to maintain visibility and reach, even when customer details change, ensuring continued customer contact across different recovery scenarios.
With Odyssey, our smartphone financing solution, financiers scale their mobile phone financing portfolios with minimal risk and stronger repayment discipline.
Expansion of Market Share
Enter new-to-credit and underserved segments without increasing risk, driving up to 57% higher sales volume in this segment.
Accelerated Repayments
Trigger immediate borrower action through highly effective, on-screen payment nudges, driving higher on-time payments and faster collections in case of missed payments.
Stronger Late-Stage Recoveries
Drive recoveries through device locking, continuous borrower reach, and visibility, achieving up to 4X higher collections post-due.
How Odyssey Benefits the Smartphone Ecosystem
High-Volume Smartphone Financing
Used in large-scale smartphone financing programs where repayments continue after device handover. Odyssey enables device-level enforcement to maintain repayment discipline.
New-to-Credit
Segments
Used to extend smartphone financing to underserved, underbanked, and thin-file customers where traditional credit checks may not be enough.
Ready to Strengthen Your Smartphone Financing Programs?
Smartphone financing solution that improves repayment, reduces risk, and provides better security.